All American Commercial Loans

Loan programs

• Conventional
  Purpose: Real Estate acquisition, construction, refinance, business expansion, recapitalization, business buyout, start-ups, working capital, machinery and equipment purchase

• SBA 7a
  This is the most widely used Small Business Administration program. SBA won’t back non-profit organizations, adult entertainment establishments, religious or political affiliates or any establishment with discriminatory access to their services (restricted membership).

• SBA 504
  SBA has a third party organization (exp. CDC) make a loan in second position behind the lender.

• Hard Money
  Those loans are purely LTV driven, but provide funds for those who cannot obtain it conventionally. Generally it is an expensive form of financing although it provides a relatively fast closing.